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Your credit: The basics

Credit Guide: The basicsBefore shopping for a new home, car or credit card, it pays to check your credit report and make sure it's accurate. If you spot any errors or old problems, correcting your credit report can be a lengthy but worthwhile effort.

If your credit just isn't up to snuff, there are steps you can take to strengthen your credit profile. Finally, there are lenders for folks with less-than-perfect credit and more Bankrate.com stories you can turn to for help.

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-- Updated: Dec. 29, 2004

 

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Credit guide basics

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Compare weekly rates
WEEKLY AVERAGES
Type Fixed Variable
Standard 13.46% 11.48%
Gold 12.12% 9.90%
Platinum 10.97% 12.21%
All 12.31% 11.68%



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Credit Card Basics
Don't get trapped by card debt. Learn to use it wisely.
How to find the best card
Check your credit report
Finance charges explained
How to ask for a lower rate
Improve credit with a card
How to repair your credit

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