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How much can you save by checking your mortgage?

When was the last time you dug out your mortgage documents? Go ahead, admit it. They're coated in a few inches of dust.
For shame. We hate to see you pay more for that loan than you have to -- and that's what might happen if you keep ignoring it.
So dig out your dusty mortgage documents and settle down by your computer with Bankrate.com. We've gathered some of our best stories, calculators and other tools in one place. Use them to give your mortgage a "checkup." You'll be richer for the experience!
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FEATURES
Can you get rid of PMI? Can you get rid of PMI?
If you put less than 20 percent down for your home, you're probably paying private mortgage insurance. But rising home values and new rules could help you say goodbye to that extra payment. More
Take our PMI quiz

Goodbye PMI quiz
Click here for quiz to see if you're likely to be able to get out from under PMI.

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Mortgage rates Mortgage rate -- is yours too high?
Would you know it if it was? Learn how to spot the economic trends that will tell you. More
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Tapping your home equity -- smartly Tapping equity -- smartly
Is it time to take out some of your home equity via a loan or line of credit? They have lower rates than credit cards and auto loans, so you may be able to consolidate your bills into a lower monthly payment. More
Refinancing Refinancing
Do you have an adjustable-rate mortgage payment that's about to adjust higher? Are you in a 30-year loan and thinking about shortening the term to 15 years? Could you use some extra cash every month for other bills? If so, maybe you should refinance. Find out here.
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Calculator Calculate your payment on any loan
Do you know how much longer it's going to take to pay off that loan and how much it's going to cost you? Use this amortization calculator to run the numbers.
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Find Rates Looking for rates? Our research will help you find the best deal on mortgage rates and home equity loans. If you want to know which way rates are headed, read our weekly mortgage analysis column and Rate Trend Index.

About our checkups
Like any machine, your finances need an occasional look under the hood. That's the idea behind Bankrate.com's checkups. Each checkup examines an important area of personal finance -- your mortgage, your auto loan, your savings and your retirement plan, for example -- and present you with all the tools you need to be certain that your finances are finely tuned.



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 RATE ANALYSIS
6.26%
Weekly rate analysis Mortgage rates stay flat.
Rate Roundup A weekly look at the state of interest rates.

 RATE SNAPSHOTS
Your Best Interest Report
Daily interest rate averages in your area.
Rate Trend Index Experts predict mortgage, CD rates.
Rate Watch Prime, COFI, LIBOR and more.

 
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