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National CD & investment rates

OVERNIGHT AVERAGES

About this index

TYPE

TODAY

+/-

LAST WEEK

6 month CD

1.12%

1.13%

1 yr CD

1.56%

1.59%

5 yr CD

2.59%

2.63%

1 yr IRA CD

1.39%

1.48%

5 yr IRA CD

2.57%

2.63%

Compare CD & investment rates in your area

BASICS SERIES

CDs and Investing Basics

Set your goals with an investing plan.

•	Develop a savings plan
•	Every kind of CD explained
•	Treasury bonds and more
•	Pros and cons of annuities
•	All about IRAs
•	Bank or credit union?
•	Best rates for CDs, more

CD laddering
Maximize your return with the best rates.

CD interest
Find out your annual yield.

Net worth
Determine your net worth.

Manage your goals
Calculate your payment.

VIEW MORE CALCULATORS

1.	Understand your earnings
	Here's how interest and compounding work.

2.	Find the best yields
	Shop nationwide with Bankrate's High Yield CD research.

3.	Maximize your CD rates
	Build your own CD ladder.

4.	Check rates in your city
	Your Best Interest Report

5.	Discover where rates are going
	Let our experts tell you what CD interest rates will do.

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A way around the FDIC $100,000 limit
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Buying CDs from brokers
Brokerage houses often provide a variety of CDs with the familiar FDIC protections.

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* Mortgage rate may include points. See rate tables for details. Click here.
* To see the definition of overnight averages click here.