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Basics

Often, life's a series of challenging financial issues: credit, banking, mortgages, insurance, debt, investments, college, taxes and more. Relax. Bankrate's easy-to-follow Basics will help you every step of the way.
Checking Basics
  In the market for a new car, truck or SUV? Bankrate's Auto Financing Basics provides you with a step-by-step guide to selecting, financing, purchasing, leasing and insuring your next set of wheels.   Checking accounts won't earn you much money, but they can cost you a lot. Visit Bankrate's Checking Basics for a step-by-step guide to getting the best deals while making sure your money is safe.
  Auto financing basics   Checking basics
     
   
  Whether you are a credit card newcomer or a pro ready to switch to a lower rate, Bankrate's Credit Card Basics steer you step-by-step through the maze of tiny print, hard-to-believe offers and pesky fees.   Feeling overwhelmed by your high-interest debts? Bankrate's Debt Consolidation Basics helps you identify the best way to organize your obligations and guides you step-by-step through the process.
  Credit card basics   Debt consolidation basics
     
   
  Your home's value has grown enormously in recent years, so you're sitting on a lot of equity. What's the best use of this source of wealth? Bankrate's Home Equity Basics explains how to tap your equity if you need to.   In today's risk-filled world we strive to protect against the unlikely and unthinkable. Bankrate's Insurance Basics provides a step-by-step guide to insuring our lives, health, home and belongings.
  Home equity basics   Insurance basics
     
   
  You've finally managed to save a few extra dollars and now you don't know what to do with them. Bankrate's Investing Basics provides a step-by-step guide to the best places to put your money.   Confused by mortgages, points, fixed rates vs. ARMs? Bankrate's Mortgage Basics takes uncertainty out of the home buying experience, providing a step-by-step guide to this often stressful process.
  Investments basics   Mortgage basics
     
   
  The cost of college keeps climbing, but no student should be deprived of an education due to a lack of funds. Bankrate's College Financing Basics provides a step-by-step guide to finding the money.   Doing your taxes doesn't have to be your worst, or most costly, nightmare. Bankrate's Tax Basics can help you understand and complete your return with our step-by-step guide to filing your taxes.
  Student loans basics   Taxes basics
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30 yr fixed mtg 5.03%
48 month new car loan 6.77%
1 yr CD 1.57%
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