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Special Section: Closing cost survey
Closing costs averages comparison: New York

Closing costs averages comparisons: New York
Item New York U.S. average
Origination fees    
Loan amount $200,000 $200,000
Points ($) $1,034 $1,043
Application fee $255 $250
Commitment fee $400 $371
Document preparation $298 $291
Mortgage broker, origination or lender fees $865 $779
Processing $384 $386
Tax service $73 $67
Underwriting $213 $201
Wire transfer $15 $16

 

   
Title and closing fees    
Appraisal $334 $343
Attorney, closing or settlement fee $607 $362
Credit report $20 $22
Flood certification $14 $14
Pest and other inspection $100 $60
Postage / courier $31 $35
Survey $316 $144
Title insurance $1,060 $663
Title work: Title search, plat drawing, name search, endorsements $374 $196
     
Total average fees $3,887 $3,024
Compare closing costs in another state:    
NOTE: Not every lender charges for every item. The averages shown are for those that do charge for the item. This chart omits taxes and government fees such as documentary stamps, which can vary between cities and counties. It also omits escrow and prepaid items, which will vary by what day in the month and what month in the year you have your closing.
Source: Bankrate.com research
-- Posted: Aug. 10, 2006
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