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H&R Block Emerald Prepaid MasterCard

Debit Cards » Best Prepaid Debit Cards » H&R Block Emerald Prepaid MasterCard

Bankrate's 2014 Prepaid Debit Cards Survey offers a rundown of the card's many variables, including fees, restrictions and factors that may affect a consumer's decision in choosing a prepaid debit card. H&R Block Emerald Prepaid MasterCard carries no monthly maintenance fee but comes with a $1 fee for ATM balance inquiries.

H&R Block Emerald Prepaid MasterCard

Are funds FDIC-insured?Yes
Monthly maintenance fee$0.00
Can the monthly fee be avoided?N/A
Card activation fee$0.00
Reload fee via direct deposit$0.00
ATM withdrawal fee (issuer's ATM)N/A
Nonissuer's ATM withdrawal fee, not including any bank fees$2.50
ATM balance inquiry$1.00
Fees for point-of-sale transaction$0.00
Fees for signature transaction$0.00
Paper statement fee$0.00, but must be requested each month
Paper statement at ATMN/A
Bill payment fee$0.00
Fee for customer service by phone$0.00
Declined transaction fee$1.00 at ATM; $0.00 for declined purchases
Inactivity fee$2.50
Notes: No ATM surcharge at Allpoint ATMs. Inactivity fee of $2.50 per month after three months of inactivity.

Bankrate.com surveyed 24 prepaid debit card offers from Feb. 12-19, 2013. These are the resulting fees, restrictions and other card provisions.

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